Pre-need arrangements lower insurance costs. Life insurance is intended to benefit the living, not the deceased. Most life insurance is purchased to allow a family time to adjust to the loss of income that a death causes. If prearrangements are not made, a portion of insurance proceeds may be spent on cemetery and funeral costs.
Deferred Payments and Payment Options
Funeral and memorialization costs are expenses every individual will eventually pay. For those who do not pre-plan they often arrive at the least appropriate or affordable times. Pre- planning burial costs allows for interest free budgeted payments, while payment at the time of death is traditionally made on a cash basis. This allows families to allocate burial costs as a nominal budget expense for a predictable period of time rather than withdraw valuable savings or incur expensive credit card costs. Pre-need arrangements simply represent the most cost effective and inexpensive way to plan and pay for you or your family’s funeral and burial expenses.
Preferred Burial Location
Many people prefer to be buried near other family members and in a location they find attractive and peaceful. The cemetery provides a place of continuity and tradition valued by families through many generations. Holy Cross Catholic Cemetery offers many varied and beautiful locations. See our Services Offered page or Cremation page for more information.
Request a free Holy Cross Pre-Need Planner which will guide you through the process. It includes checklists for important documents, insurance, funeral and burial options. It also explains the role of the Church and how our experienced counselors help educate and support you throughout the decision making process. Call (650) 756-2060 or contact us to simply request your Pre-Need Arrangement Planner.